Built for business. Connected globally.

Your business.
Your money.
Beyond borders.

Multi-currency accounts and connected payment routes. Give your business a simpler way to receive, manage and move money.

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One business. More possibilities.Local details. Global reach.
Illustrative interface and figures. Not a live account.
Think locally. Operate internationally.
GBP / £EUR / €USD / $CAD / C$JPY / ¥+ more
A connected payments platform

Less friction.
More forward.

From receiving international payments to paying suppliers and teams, bring your business payment needs into focus.

01 / Accounts & IBANs

A local presence.
Wherever business takes you.

UK account details and named multi-currency IBANs help your business receive and manage funds. Virtual IBAN capabilities support more organised payment reconciliation.

Explore a business account ↗
UK account detailsGBP
Named multi-currency IBANsEUR · USD · more
Virtual IBANsReconciliation
02 / Domestic & international payments

Connect to the right rails.

Access payment routes including Faster Payments, SEPA and US domestic networks. Bulk payment capabilities support payroll, supplier and marketplace disbursements.

Explore payment routes ↓
03 / Account-to-card payouts

Another route to your recipient.

Send eligible payouts directly to supported debit and credit cards. A practical option for businesses managing claims, settlements and other disbursements.

Discuss card payouts ↗
Payment coverage

Find your next
payment route.

Explore the domestic payout methods listed by Tohar Pay. Search by market, currency or payment network.

MarketCurrencyPayment networkIndicative speed

Indicative timings depend on eligibility, payment type, recipient institution, cut-off times and checks. Availability and supported routes should be confirmed before sending.

From first conversation to first payment

Built around
your business.

A clear starting point for businesses with local operations, international ambitions or more complex payment needs.

Growing businessesMarketplacesPayroll providersPayment platforms
Talk through your requirements ↗
01

Tell us what you need.

Start your business application or contact the team to discuss markets, currencies and payment requirements.

02

Complete the checks.

Provide the business details and supporting documents requested during onboarding. Account opening is subject to approval.

03

Connect your payments.

Once approved, use the services available to your account. Discuss API access and integration requirements with the team.

GBPEURtohar pay ↗USDCUSDT
More ways to move value

Traditional payments.
A wider set of options.

Alongside account-based payments, Tohar Pay offers stablecoin payout capabilities for eligible business use cases, with fiat-funded disbursements in supported digital assets.

Discuss available currencies, networks, eligibility and the risks relevant to your proposed payment flow.

Speak to the team ↗
A little clarity

Good questions.
Straight answers.

What can I use Tohar Pay for?

Tohar Pay offers business account and payment capabilities, including UK account details, multi-currency IBANs, domestic and international payment routes, bulk payments and eligible alternative payout options. The services available depend on your business and account approval.

How do I open a business account?

Use the “Open a business account” link to access Tohar Pay’s existing onboarding service. You will be asked for business information and supporting documentation. Applications are subject to checks and approval.

Do you offer personal accounts?

The existing Tohar Pay onboarding service includes a personal account application. Start a personal account application ↗. Availability is subject to eligibility and approval.

Are all payments instant?

No. Some supported networks offer instant processing, while others use same-day or longer settlement windows. Actual delivery depends on the route, payment details, recipient institution and required checks. Use the coverage guide above as an indication and confirm the applicable service before sending.

Can my platform connect through an API?

Tohar Pay’s current service information describes REST API access for payment and virtual IBAN capabilities. Contact the team to discuss access, documentation and the integration options available to your business.

Who provides the payment services?

Payment services are provided by Gemba Finance Ltd, as stated on Tohar Pay’s existing website. Review the terms and disclosures presented during onboarding for the services that apply to your account.

Your next move

Business moves fast.
Let’s keep you moving.

Bring your account and payment requirements to the Tohar Pay team.

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